5 minute read
By: Chris McNamee
Owner / Operator
What is a home inspection? A home inspection is an objective, top-to-bottom examination of a home and its surrounding property, conducted by a neutral third party, the home inspector. This includes a thorough review of the home's heating and cooling systems, plumbing, electrical work, water, and sewage, as well as the structural components: roof, attic, walls, foundation, basement, windows, doors, and more.
Why do I need a home inspection? A home inspection provides an unbiased review of the property's condition. It can reveal potential pitfalls, necessary repairs, and possible safety issues. It's a valuable tool that can provide a negotiation advantage, help plan for future maintenance, and even educate about the various components of the home.
How long does a home inspection take? An average inspection depends on the size and condition of the home. For a typical single-family house, it generally takes between 3 to 4 hours. Larger homes, older homes, or homes with multiple issues may take longer.
What does a home inspection cover? A home inspection covers the critical structural elements and systems of a house. This includes the condition of the home's heating system, central air conditioning system (temperature permitting), interior plumbing and electrical systems; the roof, attic, and visible insulation; walls, ceilings, floors, windows, and doors; and the foundation, and structural components.
Can a buyer be present during the home inspection? Absolutely, and it's highly recommended. This allows the buyer to observe the inspector, ask questions as you learn about the condition of the home, how its systems work, and how to maintain it.
What if the inspection reveals problems? An inspection that reveals problems is not necessarily a bad thing. Every house has its quirks, especially older ones. The key is knowing what you're getting into. You may negotiate for the repair or the cost reduction of the home or decide that the issues are too significant and choose to back out of the purchase agreement.
How much does a home inspection cost? The cost of a home inspection varies depending on various factors, including the size and age of the house. On average, you can expect to pay between $375 and $500, but it can be higher or lower.
Is a home inspection the same as a home appraisal? No, they serve different purposes. A home appraisal gives a value to the house to determine a selling price. In contrast, a home inspection looks for potential problems with the house's systems and components.
Who pays for the home inspection? Generally, the buyer pays for the home inspection. It's in the buyer's best interest to get the home inspection to uncover any potential issues before closing.
What qualifications should a home inspector have? A competent home inspector will must be certified by the Louisiana State Board of Home Inspectors and possibly a reputable organization such as the American Society of Home Inspectors (ASHI) or the International Association of Certified Home Inspectors (InterNACHI), be well-versed in construction standards and practices, and stay up-to-date with continuing education.
What if I'm selling a house? Should I get a pre-listing home inspection? Yes, a pre-listing home inspection can be beneficial because it can help prevent surprises once you have a buyer. It allows you to address issues beforehand, rather than in the negotiation process with a potential buyer.
Is a home inspection mandatory? While not typically required by law, many mortgage companies require a homeninspection before approving a home loan. Moreover, it's highly recommended for buyers, as it can uncover issues that may become serious problems in the future.
What should I do to prepare for a home inspection? If you're a seller, make sure your home is clean and presentable. Ensure that all utilities are on, and all areas of the home are accessible, including the attic, and any crawl spaces. If you're a buyer, prepare a list of any questions or concerns you have about the home.
What's included in the home inspection report? The home inspection report is a detailed document that outlines the condition of the property. It typically includes information about the home's heating and cooling systems, plumbing and electrical systems, roof, foundation, and other critical structural components. The report should also detail any repairs that are needed, and may include photos.
What happens after the home inspection? After the home inspection, you will receive a report detailing the inspector's findings. As a buyer, you can use this report to negotiate with the seller on price, request repairs or credit towards repairs, or in some cases, you can choose to walk away from the purchase if the inspection reveals significant problems.
Can a house fail a home inspection? It's important to note that a home inspection is not a pass/fail exam. It's designed to provide you with information about the property's condition. However, the findings can influence the outcome of the home sale.
Does a home inspector check for mold or pests? Some home inspectors offer specialized services like mold or pest inspections, but these are not typically included in a standard home inspection. If you need these services, make sure to ask the inspector ahead of time, or hire a specialized inspector to conduct them.
If the home is newly constructed, do I still need an inspection? Yes, even new homes should be inspected. Just because a home is new doesn't mean it's free of defects. An inspector can spot potential issues and ensure that everything in the home was built correctly and is functioning as it should.
Home inspections are a crucial part of the home buying process. They give you the knowledge and peace of mind that the home you're buying is safe and in good condition. Remember, the cost of a home inspection is small compared to the potential cost of major unexpected repairs that might be uncovered by the inspection. If you are in need of this service BDA Inspections of Lake Charles would love to work hard for you!